Auto
Cover your passengers and vehicles against accidents.
Cover your passengers and vehicles against accidents.
Auto
Homeowners
Keep your family and home financially protected.
Keep your family and home financially protected.
Homeowners
Life
Secure your family's future
Life
Umbrella
Extend your coverage
Umbrella
Renters
Protect your belongings
Renters
Landlord
Protect your rental property
Landlord
Condo
Safeguard your space
Condo
Motorcycle
Insure your motorcycle
Motorcycle
Pet
Keep beloved pets covered
Pet
View all
How it works

The VIU Point

Welcome to VIU’s personal insurance blog, where you’ll find everything you need to know to stay protected today and tomorrow.

Person sealing their roof

Essential steps to prepare for a power outage

Be ready when the lights go out! Discover essential steps for preparing your home and family for power outages. Stay prepared and stay safe.

You are exploring:

Young people carrying household items up a flight of stairs.

Renters insurance

What does renters insurance cover? A first-timer's guide

Icicles hang from a house's gutter in the winter.

Homeowners insurance

Does homeowners insurance cover burst pipes?

Resources Detail Page - Variation 1

A house with a damaged roof.

Homeowners insurance

Home insurance replacement cost versus repair: What you need to know

Boat on a trailer with a red background

Test VIU3-406 card title

A woman sits on the floor with a laptop as a dog licks her nose.

Homeowners insurance

How much home insurance do I need? A complete guide

Houses on a street, with a for sale sign in the lawn of the closest house.

Homeowners insurance

Insurance for rental property landlords: What you need to know

A smiling woman in a sweatshirt and beanie is driving a car.

Auto insurance

5 ways Midwest drivers can save on car insurance in 2026

A smiling woman is sitting in her kitchen, looking at her laptop on the table in front of her.

Second home insurance

Insurance for second home vs primary home: what’s the difference?

A mother and daughter are smiling and looking at a cell phone.

Homeowners insurance

Insurance for parents with adult children living at home

A woman is sitting at a table looking at a laptop.

Homeowners insurance

How climate change is affecting home insurance (2026 guide)

A close up of a person driving a car.

Auto insurance

Usage-based auto insurance: Is driving less really the key to lower premiums?